Which program assists low-income families with healthcare costs?

The program that assists low-income families with healthcare costs is Medicaid. Medicaid is a joint federal and state program designed specifically to provide health coverage for individuals and families with limited income and resources. It covers a broad range of healthcare services, including hospital visits, doctor services, and long-term care, ensuring that those who qualify have access to necessary medical care without financial hardship.

Medicaid plays a critical role in supporting vulnerable populations, including children, pregnant women, elderly individuals, and people with disabilities. Its focus on low-income families distinguishes it from other programs. For example, Medicare primarily serves individuals aged 65 and older, as well as some younger people with disabilities, but does not specifically target low-income families. Social Security, on the other hand, generally provides financial assistance to retirees and individuals with disabilities, rather than directly covering healthcare expenses. Private health insurance typically requires premium payments and may not be accessible to those with limited financial resources, making Medicaid the appropriate option for assisting low-income families with their healthcare costs.